Mortgage payment
Affordability
Rent vs. buy
Closing costs
Seller net proceeds
Your numbers
What a home would cost you per month.
Loan term 30-year fixed 20-year fixed 15-year fixed 10-year fixed
Estimated monthly payment
$0
per month, all in
$0
$0
$0
$0
What can I afford?
Based on your income and the 28/36 lending guideline.
Loan term 30-year 20-year 15-year
Property tax auto-estimated at 0.6% of home value (AZ average).
You could afford a home around
$0
estimated max purchase price
Rent vs. buy
A rough look at which comes out ahead over time.
Assumes a 30-yr loan, ~0.6% tax + $1,500/yr insurance. Excludes maintenance, closing costs & opportunity cost.
Over your time in the home
—
Closing costs (buyer)
A rough estimate of the cash you'll need at closing — on top of your down payment.
Arizona has no real estate transfer tax — a big reason closing costs here run lower than most states.
Estimated closing costs
$0
— of price
Lender / loan fees $0
Title & escrow $0
Appraisal & inspection $0
Prepaids (taxes, insurance, interest) $0
Recording & misc $0
Seller net proceeds
What you'd walk away with after selling.
Estimated net proceeds
$0
in your pocket at closing
Sale price $0
− Mortgage payoff $0
− Agent commission $0
− Closing costs $0
− Repairs / concessions $0
Estimates only, for planning — not a loan offer, quote, appraisal, or financial advice. Actual rates, taxes, insurance, PMI, fees, and terms vary by lender and property. Paul Simari is a REALTOR®, not a lender; talk to a licensed mortgage professional for exact figures.
Prescott Paul Realty